If you’re looking for ways to manage your money and save more, apps for managing your money are a great way to stay organised and in control. With so many options available, it can be difficult to know which ones to choose. That’s why we’ve compiled a list of the top 10 must-have apps for managing your money and saving more. From budgeting apps to retirement planning and investment tracking, these apps are sure to help you take control of your finances. Read on to find out the top 10 apps for managing your money and saving more.
1) Money Dashboard
The first app on our list is Money Dashboard, a free budgeting tool that allows you to keep track of all your accounts in one place. With this app, you can easily monitor your income and expenses, set financial goals, and track your progress towards them.
Money Dashboard offers a range of features that help you better manage your finances. For example, you can create custom spending categories and get insights into where your money is going. You can also receive alerts when bills are due or when you are about to exceed your budget. One of the standout features of Money Dashboard is its ability to integrate with a range of financial institutions. This means you can see all your accounts – including your bank accounts, credit cards, and investments – in one place.
Overall, Money Dashboard is a great tool for anyone looking to get a better handle on their finances. With its easy-to-use interface and powerful budgeting tools, it’s no wonder this app is so popular among budget-savvy consumers.
2) Chip
With this innovative app, you can sit back and let artificial intelligence do the hard work for you.
Chip is an app that uses AI to analyse your spending patterns and automatically set aside money for you. It’s like having your own personal savings assistant who knows exactly how much you can afford to save each month.
When you sign up for Chip, you connect your bank account to the app. From there, Chip uses AI to track your spending and analyse your habits. The app then calculates how much you can afford to save and sets aside that money for you automatically. You don’t have to do a thing. The app does all the work for you. All you have to do is sit back and watch your savings grow.
The app is free to use, but there is a subscription option that offers additional features such as faster saves and a higher savings limit. It’s definitely worth considering if you want to maximise your savings potential.
In summary, if you’re looking for an easy and effortless way to save money, then Chip is the app for you. With its innovative use of AI, this app takes the stress out of saving and helps you reach your financial goals faster.
3) Plum
Plum is a money-saving app that uses artificial intelligence to analyse your spending and help you save more money. This app connects to your bank account and uses data to create a financial plan based on your income and spending habits.
With Plum, you can set saving goals and let the app automatically save small amounts of money from your account. You can also use the “Boost” feature to save more money by rounding up your purchases or by depositing extra money into your Plum account.
Another great feature of Plum is its bill negotiating tool, which helps you lower your bills by finding better deals for your subscriptions and services. Plum also has a feature called “Rainy Days” that automatically saves extra money during months when you have a lower income.
Overall, Plum is an excellent app for people who want to save more money without having to do much work. It’s a perfect solution for anyone who struggles with budgeting or doesn’t know where to start when it comes to saving money.
4) Moneyhub
Moneyhub is a fantastic app for those who want a clear view of their finances. It enables you to connect all your bank accounts, credit cards, investments, and savings accounts into one place. This means you can keep track of everything in one dashboard and monitor your spending across all accounts.
You can set up budgets and goals within the app and monitor your progress against them. This app also offers personalised insights based on your spending habits, so you can learn more about your finances and how to improve them.
One feature that sets Moneyhub apart from other budgeting apps is that it lets you view your investments in real-time. You can see how they are performing and monitor your portfolio to ensure it aligns with your financial goals.
With its advanced security features, Moneyhub is also one of the most secure financial apps on the market. All your data is encrypted, and you have to use multi-factor authentication to log in, so you can rest assured that your finances are protected.
5) Yolt
Yolt is a budget management app that connects all your bank accounts in one place, helping you track your spending and manage your budget more efficiently. It is a free app available on iOS and Android devices, which offers various tools to help you make smarter decisions with your money.
With Yolt, you can create custom budgets for various categories, such as groceries, rent, utilities, and entertainment, to name a few. The app provides real-time notifications when you reach your budget limits, allowing you to adjust your spending before overspending.
Yolt also allows you to view your balance, transactions, and savings in one place, regardless of the bank. This means that you can quickly check how much you have left to spend and where your money is going without logging into multiple banking apps.
Additionally, Yolt offers users personalised tips on how to save more money by analysing your spending habits. The app identifies areas where you could potentially save more money and suggests practical solutions.
Overall, Yolt is an excellent budget management app that is free, easy to use, and effective in helping you take control of your finances. Whether you’re trying to save more money or stick to a budget, Yolt provides the necessary tools to help you achieve your financial goals.
6) Emma
Emma is a personal finance app that helps you track your spending, cancel unnecessary subscriptions, and find better deals on bills. With Emma, you can connect your bank accounts and credit cards, and see all of your transactions in one place.
One of the best features of Emma is its budgeting tool. The app automatically categorises your transactions and shows you how much you’re spending on things like groceries, dining out, and entertainment. You can set custom spending limits for each category and get alerts when you’re approaching your limit. This is a great way to stay on top of your finances and avoid overspending.
Emma also helps you cancel unnecessary subscriptions. Many people sign up for free trials and forget to cancel them before they start getting charged. With Emma, you can see all of your active subscriptions in one place and easily cancel any that you no longer need.
Finally, Emma helps you find better deals on bills. The app analyses your bills and compares them to other options in your area. If there’s a better deal available, Emma will let you know. This can save you hundreds of dollars each year on things like cable, internet, and phone bills.
7) Nutmeg
Nutmeg is an investment app that helps you build a portfolio and invest your money in stocks and bonds. It’s perfect for people who want to grow their wealth, but don’t have the time or knowledge to manage their investments themselves.
The app offers a range of investment options, including stocks, bonds, and exchange-traded funds (ETFs). You can choose from one of Nutmeg’s pre-made portfolios or build your own based on your goals and risk tolerance.
Nutmeg’s portfolios are designed to be diversified and low-cost, meaning you won’t have to pay excessive fees to invest your money. The app also offers regular rebalancing to ensure that your portfolio stays in line with your goals and risk tolerance.
Another great feature of Nutmeg is its user-friendly interface. You can easily track your portfolio’s performance, set up recurring investments, and view detailed information about each of your investments.
8)Wealthify
Wealthify is an investment app that offers a simple and effective way to build a diversified portfolio. With Wealthify, you can invest your money in stocks and shares without needing any prior experience or knowledge of investing. The app’s interface is user-friendly and allows you to set up your investment goals, select the level of risk you are comfortable with, and then invest your money accordingly.
One of the great features of Wealthify is that you can start investing with just £1, and the app provides you with a range of portfolios that you can choose from, based on your investment objectives and risk tolerance. You can also set up regular deposits to automate your investment plan, and Wealthify will do the rest of the work for you.
Another advantage of Wealthify is that it uses the latest technology and algorithms to create and manage your investment portfolio, ensuring that your investments are diversified and managed efficiently. Additionally, the app offers a transparent fee structure, with no hidden fees or charges, making it easy for you to track your investment returns and manage your portfolio.
9) Monzo
One of the most popular banking apps out there, Monzo offers users a wide range of features to help manage their finances. The app offers a full current account, complete with a debit card, direct debits, and standing orders. Monzo’s main strength lies in its budgeting tools, which make it easy to see exactly where your money is going.
With Monzo, you can set spending limits on certain categories (such as eating out, transportation, or shopping) and receive real-time notifications when you reach them. This helps you stay on track and avoid overspending. You can also set up savings goals and round up your purchases to the nearest pound, with the difference going straight into your savings account.
Another neat feature of Monzo is its integration with other financial apps and services, such as Moneybox (an investment app) and TransferWise (a currency exchange platform). This allows you to easily move money between accounts and make the most of your money.
Monzo also offers a range of security features, including the ability to freeze your card instantly if it’s lost or stolen, and the option to set up biometric authentication (such as Touch ID) to access the app. Overall, Monzo is a great option for anyone looking for a simple, user-friendly way to manage their finances.
10) Revolut
Revolut is a great app for anyone who likes to travel or spend money abroad. This banking app lets you spend money without any fees, making it ideal for anyone who wants to save money when they’re overseas. Not only that, but Revolut also allows you to manage your budget and track your spending. This means you can see exactly where your money is going and make adjustments if you need to.
Additionally, Revolut allows you to set up recurring payments and save money in different currencies, which is perfect if you’re planning to travel soon. Overall, Revolut is an essential app for anyone who wants to save money while travelling or managing their finances.
These apps are a great way to manage your finances and save money, tailored specifically for a UK audience. Depending on your financial goals and needs, some of these apps may be more suitable than others. It’s important to research and find the app that best fits your lifestyle and financial situation.
*This is not intended to be financial advice, but personal opinion only. Please see financial advice from a financial advisor and do your own research before making any financial decisions.*